The 24 cards we compare
See a card you like? Tap the ☆ to save it — your saved cards collect on your My Saved Cards page, where you can view each one in full and tick off the perks you actually use.
Credit cardAnnual feeCredit scoreWelcome offerKey benefitsSave
Chase Sapphire Reserve®Annual fee$795Credit scoreExcellentWelcome offerEarn 150,000 bonus pointsKey benefits$300 travel credit · airport lounge access
Chase Sapphire Preferred®Annual fee$95Credit scoreGoodWelcome offerEarn 100,000 bonus pointsKey benefits$50 hotel credit · transfer partners
American Express® Gold CardAnnual fee$325Credit scoreGoodWelcome offerEarn 100,000 bonus pointsKey benefits$120 dining + $120 Uber credits
American Express® Platinum CardAnnual fee$895Credit scoreGoodWelcome offerEarn 175,000 bonus pointsKey benefits$200 airline + $200 hotel credits · Centurion lounges
Capital One Venture XAnnual fee$395Credit scoreExcellentWelcome offerEarn 75,000 bonus milesKey benefits$300 travel credit · lounge access
Citi Strata Premier®Annual fee$95Credit scoreGoodWelcome offerEarn 60,000 bonus pointsKey benefits$100 annual hotel credit · transfer partners
Citi Double Cash® CardAnnual fee$0Credit scoreGoodWelcome offerEarn $200 cash backKey benefitsNo annual fee · transfer partners
Citi Custom Cash® CardAnnual fee$0Credit scoreGoodWelcome offerEarn $200 cash backKey benefitsNo annual fee
Chase Freedom Unlimited®Annual fee$0Credit scoreGoodWelcome offerEarn $200 cash backKey benefitsNo annual fee
Chase Freedom Flex®Annual fee$0Credit scoreGoodWelcome offerEarn $200 cash backKey benefitsNo annual fee · cell phone protection
Discover it® Cash BackAnnual fee$0Credit scoreGoodWelcome offerUnlimited Cashback Match, year 1Key benefitsFirst-year cashback match
Wells Fargo Autograph®Annual fee$0Credit scoreGoodWelcome offerEarn 20,000 bonus pointsKey benefitsNo annual fee · no foreign transaction fee
Blue Cash Everyday® Card from AmexAnnual fee$0Credit scoreGoodWelcome offerEarn $200 cash backKey benefitsNo annual fee
Blue Cash Preferred® Card from AmexAnnual fee$95Credit scoreGoodWelcome offerEarn $300 cash backKey benefits$84 streaming credit
Bank of America® Travel RewardsAnnual fee$0Credit scoreGoodWelcome offerEarn 25,000 bonus pointsKey benefitsNo annual fee · no foreign transaction fee
Southwest Rapid Rewards® PriorityAnnual fee$229Credit scoreGoodWelcome offerEarn 60,000 bonus pointsKey benefits$75 travel credit · 7,500 anniversary points
U.S. Bank Altitude® ConnectAnnual fee$0Credit scoreGoodWelcome offerEarn 20,000 bonus pointsKey benefitsPriority Pass · no FX fee
Bilt Mastercard® BlueAnnual fee$0Credit scoreGoodWelcome offerEarn $100Key benefitsPoints on rent · transfer partners
Bilt Mastercard® ObsidianAnnual fee$95Credit scoreGoodWelcome offerEarn $200Key benefits$100 hotel credit · transfer partners
Bilt Mastercard® PalladiumAnnual fee$495Credit scoreExcellentWelcome offerEarn 50,000 bonus pointsKey benefits$400 hotel + $200 Bilt cash credits · lounges
Capital One VentureOne RewardsAnnual fee$0Credit scoreGoodWelcome offerEarn 20,000 bonus milesKey benefitsNo annual fee · no foreign transaction fee
Capital One QuicksilverAnnual fee$0Credit scoreGoodWelcome offerEarn $200 cash backKey benefitsNo annual fee
Commerce Bank Special Connections®Annual fee$0Credit scoreGoodWelcome offer—Key benefits25% redemption bonus · no annual fee
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See all 24 cards, grouped by category →
Estimates based on published reward rates as of 2026; actual value varies. Points valued at each card’s standard transfer rate unless “value as cash” is on. Verify current terms with the issuer before applying. MyCreditPerks may earn a commission on approved applications — it never affects rankings.
