Blue Cash Everyday from Amex

American Express · Amex · $0 annual fee

Compare this card →View full details

670

Min Score

19.49–28.49%

APR Range

Intro APR · 15 mo

2.7%

Foreign Fee

Annual Fee

Welcome Bonus

$200 cash back

No annual fee to earn it

After you spend $2,000 in the first 6 months. Amex’s once-per-lifetime rule applies to the welcome bonus.

How You Earn · cash back per $1

Groceries

U.S. supermarkets (first $6,000/yr, then 1%)

Online

U.S. online retail purchases

Gas

U.S. gas stations

Purchases

Everything else

Tap the credit you actually use to track it — your picks are saved on this device.

Value you’ll capture$0 of $84

Tap the perks you’d use to see how much value you’d capture.

$7^mDisney streaming credit▾

Up to $7 back each month on U.S. subscriptions to Disney+, Hulu or ESPN+. Amex broadened the eligible services and dropped the minimum-spend requirement in 2026. Enrollment required — and on a $0-fee card this is pure profit.

3% groceryThe 3% grocery cap▾

3% at U.S. supermarkets applies to the first $6,000 of grocery spending per calendar year ($180 in cash back), then it drops to 1%. The same $6,000 cap applies separately to online retail and to gas.

3%What counts as “online retail”▾

U.S. online retail covers most e-commerce shopping — Amazon, Target.com, Walmart.com and the like. It does not cover online travel, streaming subscriptions or digital-wallet payments to individuals.

CreditsCash back arrives as Reward Dollars▾

Cash back accrues as Reward Dollars and is redeemed as a statement credit (starting at $25). It isn’t deposited to a bank account and can’t be transferred to airline partners.

2.7%Foreign transaction fee — heads up▾

This card charges 2.7% on purchases made outside the U.S. It’s a domestic everyday-spending card; use a no-FX card when you travel.

vs. BCPShould you pay $95 for the Preferred instead?▾

The Preferred earns 6% at supermarkets vs. 3% here. On a maxed-out $6,000 of groceries that’s $360 vs. $180 — a $180 swing against a $95 fee, so the Preferred wins outright if you spend roughly $3,200+ a year on groceries. Below that, the Everyday’s $0 fee is the safer pick.

Terms apply; verify current details with American Express before applying.

The latest changes to this card — newest first. Verified against issuer terms.

2026NEW

Disney streaming credit gets easier to use

The $7 monthly credit now covers a broader range of eligible streaming services and no longer requires a minimum spend — you just need to enroll. That’s $84 a year on a card with no annual fee.

2026

Welcome offer holds at $200

Earn $200 back after spending $2,000 in the first 6 months — a solid bonus for a card that costs nothing to keep.

2026

0% intro APR for 15 months

Purchases and balance transfers get 0% for the first 15 months, then 19.49%–28.49% variable — three months longer than the Blue Cash Preferred’s intro period.

Advertiser Disclosure: MyCreditPerks may earn a commission when you apply through a link on our site, at no cost to you. Rankings and values are based solely on reward rates, fees, and estimated value — advertiser relationships never influence results. Reward values are estimates; verify current terms with American Express before applying.