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Wells Fargo Autograph

Wells Fargo · Visa · $0 annual fee

Compare this card →View full details
670
Min Score
18.49–28.49%
APR Range
0%
Intro APR · 12 mo
No
Foreign Fee
$0
Annual Fee
Welcome Bonus
20,000 points
≈ $200 estimated value
After you spend $1,000 in the first 3 months.
How You Earn · points per $1
Dining
3x
Restaurants
Travel
3x
Travel & transit
Gas
3x
Gas stations & EV charging
Streaming
3x
Streaming & phone plans
Purchases
1x
Everything else

What you get with the card — tap a row for details.

$600Cell phone protection▾
Up to $600 per claim (2 claims per 12 months, $25 deductible) against damage or theft when you pay your monthly phone bill with the card — which also earns 3x.
IncludedTravel & purchase protections▾
Auto rental collision damage waiver, roadside dispatch, travel and emergency assistance, and emergency cash disbursement.

Terms apply; verify current details with Wells Fargo before applying.

The latest changes to this card — newest first. Verified against issuer terms.

2026NEW

The best no-fee card for phone bills

3x points on your phone plan plus up to $600 in cell phone protection — pay the bill with this card and you get both, at no annual cost.

2026

No foreign transaction fee — rare at $0

Most no-fee cash-back cards charge 3% abroad. The Autograph doesn’t, making it a legitimate travel companion despite costing nothing.

2026

Consider the Autograph Journey for more

If you want higher travel rates and a stronger bonus, Wells Fargo’s Autograph Journey is the paid step up — but it carries an annual fee.

Advertiser Disclosure: MyCreditPerks may earn a commission when you apply through a link on our site, at no cost to you. Rankings and values are based solely on reward rates, fees, and estimated value — advertiser relationships never influence results. Reward values are estimates; verify current terms with Wells Fargo before applying.