Updated September 2026|Facts Verified

Sources

Blue Cash Preferred from Amex

American Express · Amex · $95 annual fee

Compare this card →View full details

670

Min Score

19.49–28.49%

APR Range

Intro APR · 12 mo

2.7%

Foreign Fee

$95

Annual Fee

Welcome Bonus

$300 cash back

Best-in-class grocery card

After you spend $3,000 in the first 6 months. Amex frequently waives the first-year annual fee on this card — check the current offer before applying.

Welcome bonus, last 9 mo: $300 · steady

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Full history▾

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How You Earn · cash back per $1

Groceries

U.S. supermarkets (first $6,000/yr, then 1%)

Streaming

Select U.S. streaming services

Transit

Transit & rideshare

Gas

U.S. gas stations

Purchases

Everything else

Tap the credit you actually use to track it — your picks are saved on this device.

Value you’ll capture$0 of $120

Tap the perks you’d use to see how much value you’d capture.

$10^mDisney streaming credit▾

Up to $10 back each month on U.S. subscriptions to Disney+, Hulu or ESPN+ — raised from $7 in 2026, and the minimum-spend requirement was dropped. Enrollment required. On its own this credit more than covers the $95 annual fee.

6% groceryThe 6% grocery cap — know it▾

The 6% rate at U.S. supermarkets applies to your first $6,000 of grocery spending per calendar year — that’s $360 in cash back. After that you drop to 1%. If you spend more than $500/month on groceries, plan on a second card for the overflow.

6%Which streaming services count▾

“Select U.S. streaming” covers most of the big names — Netflix, Disney+, Hulu, Spotify, YouTube TV, HBO Max, Apple TV+, Peacock and more — but the list is defined by Amex and cable/satellite bills don’t qualify.

CreditsCash back arrives as Reward Dollars▾

Your cash back accrues as Reward Dollars, which you redeem as a statement credit (starting at $25). It isn’t deposited to a bank account and can’t be transferred to airlines.

2.7%Foreign transaction fee — heads up▾

This card charges 2.7% on purchases made outside the U.S. It’s built for domestic grocery and gas spending — leave it home when you travel abroad.

IncludedPurchase & return protection▾

Purchase protection against accidental damage or theft for 90 days (up to $1,000 per occurrence), return protection if a merchant won’t take an item back within 90 days (up to $300 per item), and secondary car rental loss & damage coverage.

Terms apply; verify current details with American Express before applying.

The latest changes to this card — newest first. Verified against issuer terms.

2026NEW

Disney credit raised to $10/month — and the minimum spend is gone

The streaming credit went from $7 to $10 a month ($84 → $120 a year), it now covers a broader set of services, and Amex dropped the old $9.99 minimum-spend requirement. The credit alone now outruns the $95 fee.

2026

Still the strongest supermarket rate we track

6% back at U.S. supermarkets on up to $6,000 a year is the highest grocery rate on any card in our comparison — worth $360 a year if you max it out.

2026

Welcome offer holds at $300

The current offer is $300 back after $3,000 of spending in the first 6 months, and Amex often pairs it with a waived first-year annual fee.

Advertiser Disclosure: MyCreditPerks may earn a commission when you apply through a link on our site, at no cost to you. Rankings and values are based solely on reward rates, fees, and estimated value — advertiser relationships never influence results. Reward values are estimates; verify current terms with American Express before applying.