Updated October 2026|Facts Verified
Sources

Capital One Savor Cash Rewards

Capital One · Mastercard · $0 annual fee

690
Min Score
18.49–28.49%
APR Range
0%
Intro · 15 mo
None
Foreign Fee
$0
Annual Fee
Welcome Bonus
$250 cash bonus
One-time cash welcome bonus
After you spend $500 in the first 3 months.
Welcome bonus, last 9 mo: $200 · at all-time high
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Full history▾
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How You Earn · cash back per $1
Dining +
3%
Dining, entertainment, streaming and groceries
Hotels +
5%
Hotels and rental cars via Capital One Travel
Everything else
1%
Everything else

What you get with the card — tap a row for details.

No FXNo foreign transaction fee▾
Spend abroad with no foreign transaction fee — the ~3% surcharge most cards add is waived here.
$0No annual fee▾
No annual fee means you can keep the card long term at no cost.
0%0% intro APR▾
A 0% introductory APR window gives you time to pay off a larger purchase before interest applies.

Terms apply; verify current details with Capital One before applying.

The latest changes to this card — newest first. Verified against issuer terms.

October 2026NEW

Welcome bonus back up to $250

Capital One raised the Savor welcome bonus back to $250 cash after $500 in the first 3 months (no annual fee). It had dropped to $200 in August.

Sep 2026NEW

Cash bonus back down to $200

The limited-time $250 bonus on the Savor has ended. The card is back to its standard $200 cash bonus after $500 in purchases in the first 3 months. There is still no annual fee, and the 0 percent intro APR on purchases for 12 months is unchanged.

Advertiser Disclosure: MyCreditPerks may earn a commission when you apply through a link on our site, at no cost to you. Rankings and values are based solely on reward rates, fees, and estimated value — advertiser relationships never influence results. Reward values are estimates; verify current terms with Capital One before applying.

Transfer Partners

Capital One ThankYou points transfer 1:1 to these airline & hotel programs.

Air France/KLM Flying BlueAvianca LifeMilesCathay PacificEmirates SkywardsEtihad GuestEVA AirJetBlue TrueBlueQantasQatar Privilege ClubSingapore KrisFlyerThai Royal OrchidTurkish Miles&SmilesVirgin AtlanticAccor Live LimitlessChoice PrivilegesWyndham Rewards