Capital One Quicksilver

Capital One · Mastercard · $0 annual fee

670
Min Score
18.49–28.49%
APR Range
0%
Intro APR · 15 mo
No
Foreign Fee
$0
Annual Fee
Welcome Bonus
$200 cash
One-time cash bonus
After you spend $500 on purchases within the first 3 months. New cardmembers only — not eligible if you’ve received a bonus for this product in the past 48 months.
How You Earn · cash back
Hotels
5%
Hotels, rental cars & vacation rentals via Capital One Travel
Entertainment
5%
Capital One Entertainment purchases
Purchases
1.5%
Everything else, unlimited

The 5% rate applies only to eligible bookings through Capital One Travel and Capital One Entertainment; other travel earns the standard 1.5%. Cash back is unlimited and never expires.

What comes with the card. Tap a row for details.

NeverCash back never expires
Your cash back is yours for the life of the account and there’s no cap on what you can earn.
$0Fraud liability & card lock
$0 liability for unauthorized charges, instant card lock from the app, virtual card numbers for online shopping, and free CreditWise credit monitoring.

Terms apply; verify current details with Capital One before applying.

Redeem any amount, anytime — several ways. Tap a row for details.

CashStatement credit or check
Redeem any amount as a statement credit or a mailed check — on request, or automatically at a set time each year or when you hit a threshold.
90 daysCover past purchases
Apply rewards as a credit toward eligible purchases made within the last 90 days.
TravelBook or cover travel
Book flights, hotels and cars through Capital One Travel with rewards, or buy travel directly and redeem rewards as a credit for it.
GiftGift cards
Redeem for traditional or digital gift cards from popular retailers — no fees, and they don’t expire.
EventsCapital One Entertainment
Use rewards toward concert, sports and event tickets on the Capital One Entertainment platform.
ShopShop with Rewards
Pay with rewards for all or part of eligible purchases at participating retailers like Amazon and PayPal.

Redemption values may vary by option; all redemptions are final. See Capital One’s rewards terms.

The latest changes to this card — newest first. Verified against issuer terms.

2026NEW

$200 bonus + 15 months of 0% intro APR

Current offer: a one-time $200 cash bonus after $500 in spend in the first 3 months, plus 0% intro APR on purchases and balance transfers for 15 months.

2026

5% back on Capital One Travel & Entertainment

Quicksilver earns an elevated 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel, and on Capital One Entertainment purchases — on top of the flat 1.5% everywhere else.

2025

Capital One completes Discover acquisition

Capital One closed its purchase of Discover in May 2025, adding the Discover and PULSE payment networks. No changes to Quicksilver’s rewards — we’ll note anything here.

Advertiser Disclosure: MyCreditPerks may earn a commission when you apply through a link on our site, at no cost to you. Rankings and values are based solely on reward rates, fees, and estimated value — advertiser relationships never influence results. Reward values are estimates; verify current terms with Capital One before applying.