Capital One Spark Cash Plus
Capital One · Mastercard · $150 annual fee
720
Min Score
Varies
APR Range
—
Intro APR
None
Foreign Fee
$150
Annual Fee
Welcome Bonus
$2,000 cash bonus
One-time cash welcome bonus
After you spend $30,000 in the first 3 months.
Welcome bonus, last 9 mo: $2,000 · steady
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Know the moment this bonus changes
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How You Earn · cash back per $1
Hotels +
5%
Hotels and rental cars via Capital One Travel
Everything else
2%
Everything
What you get with the card — tap a row for details.
RebateFee refunded at $150k spend▾
The annual fee is refunded in any year you hit the spend threshold.
No limitNo preset spending limit▾
No preset spending limit means your purchasing power flexes with your business needs.
TeamFree employee cards▾
Add employee cards at no extra cost and earn rewards on their spending too.
Terms apply; verify current details with Capital One before applying.
The latest changes to this card — newest first. Verified against issuer terms.
Tracking
No recent news yet
We’re monitoring Capital One Spark Cash Plus for offer changes and benefit updates — check back here.
Advertiser Disclosure: MyCreditPerks may earn a commission when you apply through a link on our site, at no cost to you. Rankings and values are based solely on reward rates, fees, and estimated value — advertiser relationships never influence results. Reward values are estimates; verify current terms with Capital One before applying.