Chase Sapphire Reserve

Chase · Visa · $795 annual fee

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750

Min Score

19.49–27.99%

APR Range

Foreign Fee

1.5¢

Per Point

$795

Annual Fee

Welcome Bonus

150,000 points

≈ $2,250 estimated value

After you spend $6,000 in the first 3 months. Offers change often — confirm the current bonus on Chase’s site before applying.

How You Earn · points per $1

Travel

Travel via Chase Travel℠ portal

Flights

Flights & hotels booked direct

Dining

Purchases

Everything else

Tap the perks you actually use to track them — your picks are saved on this device.

Value you’ll capture$0 of $3,127

Tap the perks you’d use to see how much value you’d capture.

$300^yrAnnual travel credit▾

Automatically applied to your first $300 in travel purchases each calendar year — flights, hotels, rideshare, tolls, parking and more. No activation needed.

$500^yrThe Edit hotel credit▾

Up to $500 in statement credits on prepaid stays at The Edit by Chase Travel properties (2-night minimum). As of January 2026 it’s no longer split into two $250 half-year windows — the full amount can be used anytime.

$250^yrChase Travel hotel credit▾

Up to $250 toward prepaid “Pay Now” stays of 2+ nights at select hotels booked through Chase Travel (2026). Can stack with The Edit credit on a qualifying stay.

$300^yrDining credit▾

Up to $300 per year at Sapphire Reserve Exclusive Tables restaurants booked through OpenTable. Activation/enrollment may be required.

$25^mDoorDash credits▾

Up to $300 annually in monthly DoorDash promos. Get up to $25 each month to spend on DoorDash, which includes a $5 monthly promo to spend on restaurant orders and two $10 promos each month to save on groceries, retail orders and more. See Chase terms.

$529^yrAirport lounge access▾

Unlimited access to Priority Pass Select lounges plus Chase Sapphire Lounges. Value is an estimate based on typical yearly use.

$288^yrApple TV+ & Apple Music▾

Complimentary Apple TV+ and Apple Music subscriptions (about $288/year combined). Requires a one-time activation through Chase.

$150^6mStubHub / event credits▾

$150 every 6 months (up to $300 per year) toward concert and live event tickets through StubHub and Viagogo.

$10^mLyft credits▾

$10 in Lyft in-app credit each month (about $120/year). Add your card as the payment method in the Lyft app to receive it.

$120^yrPeloton credits▾

Up to $120 per year in Peloton membership statement credits.

$120^4yrGlobal Entry / TSA PreCheck▾

Up to $120 in statement credits for Global Entry, TSA PreCheck, or NEXUS application fees — reimbursed once every 4 years.

14 transfer partners

Points worth ~1.5¢ via airlines & hotels. View partners →

No foreign transaction fees. Perk values are estimates of maximum annual value based on typical usage.

Insurance and coverage that come built in — no enrollment and no dollar credit to track. Tap a row for details.

IncludedTrip & travel insurance▾

Covers eligible trips paid with the card: trip cancellation & interruption (up to $10,000 per traveler / $20,000 per trip), trip delay over 6 hours (up to $500 per ticket), baggage delay (up to $100/day for 5 days), lost or damaged luggage (up to $3,000), emergency evacuation & transport (up to $100,000), emergency medical & dental (up to $2,500), and travel accident insurance (up to $1,000,000). Reservations must be booked with the card or Ultimate Rewards points.

$75kPrimary auto rental coverage▾

Primary collision damage waiver up to $75,000 on most rentals worldwide when you decline the rental company’s coverage and pay with the card.

4^yrRoadside assistance▾

Up to 4 roadside service events per year — towing, jump-starts, tire changes, lockout service and more.

$10kPurchase protection▾

New purchases covered against damage or theft for 120 days, up to $10,000 per claim and $50,000 per year.

+1 yrExtended warranty▾

Adds one year to eligible U.S. manufacturer warranties of three years or less.

$500Return protection▾

Reimburses eligible items a store won’t take back within 90 days, up to $500 per item and $1,000 per year.

Coverage is provided under Chase’s Guide to Benefits; limits, conditions and exclusions apply.

Spend $75,000 in a calendar year to unlock these for the rest of that year — and all of the next. Tap a row for details.

Tracking 0 credits · $0 of $750 in bonus credits

StatusElite status — IHG, Hyatt & Southwest▾

IHG One Rewards Diamond Elite — IHG’s top tier: suite upgrades when available, guaranteed room availability and elite bonus points. World of Hyatt Explorist — mid-tier Hyatt status (normally 30 nights): room upgrades, late checkout and a 20% points bonus. Southwest Rapid Rewards A-List — priority boarding, free same-day changes and priority check-in/security lanes. New for 2026.

$500Southwest travel credit▾

Up to $500 toward Southwest flights booked through Chase Travel.

$250The Shops at Chase credit▾

Up to $250 to spend at The Shops at Chase.

Unlocked at $75,000 in net purchases per calendar year. Status and credit details are subject to Chase’s terms.

The latest changes to this card — newest first. Verified against issuer terms.

January 2026NEW

The Edit hotel credit is now fully flexible

Chase removed the biannual split — the credit can now be used anytime between January 1 and December 31, making it easier to capture the full value.

2026

New $250 Chase Travel hotel credit

A 2026-only credit for prepaid “Pay Now” stays of 2+ nights at select brands, which can stack with The Edit credit for up to $500 back on a single qualifying stay.

2026

$75k-spend tier adds World of Hyatt Explorist status

Spending $75,000 in a calendar year now unlocks mid-tier World of Hyatt Explorist status — normally 30 nights — alongside IHG Diamond and Southwest A-List, good for the rest of that year and all of the next.

2025

Major refresh: annual fee raised to $795

The card’s annual fee increased from $550 to $795 alongside a benefits overhaul, adding a $300 DoorDash credit and monthly Lyft in-app credits.

Advertiser Disclosure: MyCreditPerks may earn a commission when you apply through a link on our site, at no cost to you. Rankings and values are based solely on reward rates, fees, and estimated value — advertiser relationships never influence results. Reward values are estimates; verify current terms with Chase before applying.

Chase Sapphire Reserve

The Edit hotel credit is now fully flexible

New $250 Chase Travel hotel credit

$75k-spend tier adds World of Hyatt Explorist status

Major refresh: annual fee raised to $795

Transfer Partners