Updated September 2026|Facts Verified

Sources

Chase Sapphire Reserve

Chase · Visa · $795 annual fee

Compare this card →View full details

750

Min Score

19.49–27.99%

APR Range

Foreign Fee

1.5¢

Per Point

$795

Annual Fee

Welcome Bonus

100,000 points

≈ $1,500 estimated value

After you spend $6,000 in the first 3 months. Offers change often — confirm the current bonus on Chase’s site before applying.

Welcome bonus, last 9 mo: 100k · steady

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Full history▾

Know the moment this bonus changes

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How You Earn · points per $1

Travel

Travel via Chase Travel℠ portal

Flights

Flights & hotels booked direct

Dining

Purchases

Everything else

Tap the perks you actually use to track them — your picks are saved on this device.

Value you’ll capture$0 of $3,127

Tap the perks you’d use to see how much value you’d capture.

$300^yrAnnual travel credit▾

Automatically applied to your first $300 in travel purchases each calendar year — flights, hotels, rideshare, tolls, parking and more. No activation needed.

$500^yrThe Edit hotel credit▾

Up to $500 in statement credits on prepaid stays at The Edit by Chase Travel properties (2-night minimum). As of January 2026 it’s no longer split into two $250 half-year windows — the full amount can be used anytime.

$250^yrChase Travel hotel credit▾

Up to $250 toward prepaid “Pay Now” stays of 2+ nights at select hotels booked through Chase Travel (2026). Can stack with The Edit credit on a qualifying stay.

$300^yrDining credit▾

Up to $300 per year at Sapphire Reserve Exclusive Tables restaurants booked through OpenTable. Activation/enrollment may be required.

$25^mDoorDash credits▾

Up to $300 annually in monthly DoorDash promos. Get up to $25 each month to spend on DoorDash, which includes a $5 monthly promo to spend on restaurant orders and two $10 promos each month to save on groceries, retail orders and more. See Chase terms.

$529^yrAirport lounge access▾

Unlimited access to Priority Pass Select lounges plus Chase Sapphire Lounges. Value is an estimate based on typical yearly use.

$288^yrApple TV+ & Apple Music▾

Complimentary Apple TV+ and Apple Music subscriptions (about $288/year combined). Requires a one-time activation through Chase.

$150^6mStubHub / event credits▾

$150 every 6 months (up to $300 per year) toward concert and live event tickets through StubHub and Viagogo.

$10^mLyft credits▾

$10 in Lyft in-app credit each month (about $120/year). Add your card as the payment method in the Lyft app to receive it.

$120^yrPeloton credits▾

Up to $120 per year in Peloton membership statement credits.

$120^4yrGlobal Entry / TSA PreCheck▾

Up to $120 in statement credits for Global Entry, TSA PreCheck, or NEXUS application fees — reimbursed once every 4 years.

14 transfer partners

Points worth ~1.5¢ via airlines & hotels. View partners →

No foreign transaction fees. Perk values are estimates of maximum annual value based on typical usage.

Insurance and coverage that come built in — no enrollment and no dollar credit to track. Tap a row for details.

IncludedTrip & travel insurance▾

Covers eligible trips paid with the card: trip cancellation & interruption (up to $10,000 per traveler / $20,000 per trip), trip delay over 6 hours (up to $500 per ticket), baggage delay (up to $100/day for 5 days), lost or damaged luggage (up to $3,000), emergency evacuation & transport (up to $100,000), emergency medical & dental (up to $2,500), and travel accident insurance (up to $1,000,000). Reservations must be booked with the card or Ultimate Rewards points.

$75kPrimary auto rental coverage▾

Primary collision damage waiver up to $75,000 on most rentals worldwide when you decline the rental company’s coverage and pay with the card.

4^yrRoadside assistance▾

Up to 4 roadside service events per year — towing, jump-starts, tire changes, lockout service and more.

$10kPurchase protection▾

New purchases covered against damage or theft for 120 days, up to $10,000 per claim and $50,000 per year.

+1 yrExtended warranty▾

Adds one year to eligible U.S. manufacturer warranties of three years or less.

$500Return protection▾

Reimburses eligible items a store won’t take back within 90 days, up to $500 per item and $1,000 per year.

Coverage is provided under Chase’s Guide to Benefits; limits, conditions and exclusions apply.

Spend $75,000 in a calendar year to unlock these for the rest of that year — and all of the next. Tap a row for details.

Tracking 0 credits · $0 of $750 in bonus credits

StatusElite status — IHG, Hyatt & Southwest▾

IHG One Rewards Diamond Elite — IHG’s top tier: suite upgrades when available, guaranteed room availability and elite bonus points. World of Hyatt Explorist — mid-tier Hyatt status (normally 30 nights): room upgrades, late checkout and a 20% points bonus. Southwest Rapid Rewards A-List — priority boarding, free same-day changes and priority check-in/security lanes. New for 2026.

$500Southwest travel credit▾

Up to $500 toward Southwest flights booked through Chase Travel.

$250The Shops at Chase credit▾

Up to $250 to spend at The Shops at Chase.

Unlocked at $75,000 in net purchases per calendar year. Status and credit details are subject to Chase’s terms.

The latest changes to this card — newest first. Verified against issuer terms.

August 2026NEW

Reserve overhaul: new credits, higher fee

The Sapphire Reserve got its biggest refresh yet in 2026. The annual fee rose to $795, but the card added a $300 annual travel credit plus monthly Peloton, Lyft, and DoorDash credits and up to $500 a year in hotel credits through Chase’s Edit collection. Existing cardholders see the new fee on their next anniversary.

January 2026NEW

The Edit hotel credit is now fully flexible

Chase removed the biannual split — the credit can now be used anytime between January 1 and December 31, making it easier to capture the full value.

2026

New $250 Chase Travel hotel credit

A 2026-only credit for prepaid “Pay Now” stays of 2+ nights at select brands, which can stack with The Edit credit for up to $500 back on a single qualifying stay.

2026

$75k-spend tier adds World of Hyatt Explorist status

Spending $75,000 in a calendar year now unlocks mid-tier World of Hyatt Explorist status — normally 30 nights — alongside IHG Diamond and Southwest A-List, good for the rest of that year and all of the next.

2025

Major refresh: annual fee raised to $795

The card’s annual fee increased from $550 to $795 alongside a benefits overhaul, adding a $300 DoorDash credit and monthly Lyft in-app credits.

Advertiser Disclosure: MyCreditPerks may earn a commission when you apply through a link on our site, at no cost to you. Rankings and values are based solely on reward rates, fees, and estimated value — advertiser relationships never influence results. Reward values are estimates; verify current terms with Chase before applying.