Updated September 2026|Facts Verified
Sources
Chase official siteThe Points Guy
My cards

Chase Sapphire Preferred

Chase · Visa · $95 annual fee

Compare this card →View full details
700
Min Score
19.24–27.49%
APR Range
No
Foreign Fee
1.5¢
Per Point
$95
Annual Fee
Welcome Bonus
75,000 points
≈ $1,125 estimated value
After you spend $5,000 in the first 3 months. Offers change often — confirm the current bonus on Chase’s site before applying.
Welcome bonus, last 9 mo: 75k · steady
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Full history▾
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How You Earn · points per $1
Travel
5x
Travel via Chase Travel℠ portal
Dining
3x
Dining, incl. takeout & delivery
Groceries
3x
Streaming, online groceries, gas & EV, vacation rentals
Purchases
2x
All other travel
Purchases
1x
Everything else

Tap the perks you actually use to track them — your picks are saved on this device.

Value you’ll capture$0 of $496
Tap the perks you’d use to see how much value you’d capture.
$100yrChase Travel hotel credit▾
Up to $100 in statement credits each account anniversary year toward hotel stays booked through Chase Travel℠. Doubled from $50 in the June 2026 refresh.
$10mDoorDash credits▾
Complimentary DoorDash DashPass membership plus up to $10 each month in non-restaurant DoorDash credits (about $120/year). Enrollment required.
$156 1st yrApple TV+ (1 year)▾
Complimentary Apple TV+ subscription for one year (about $156 value). New in 2026 — enroll through Chase and link an Apple ID by Dec 31, 2026.
$1204yrGlobal Entry / TSA PreCheck▾
Up to $120 in statement credits for Global Entry, TSA PreCheck, or NEXUS application fees — reimbursed once every 4 years. New in the 2026 refresh.
14 transfer partners
Points worth ~1.5¢ via airlines & hotels. View partners →

No foreign transaction fees. Perk values are estimates of maximum annual value based on typical usage.

Insurance and coverage that come built in — no enrollment and no dollar credit to track. Tap a row for details.

IncludedTrip & travel insurance▾
Covers eligible trips paid with the card: trip cancellation & interruption (up to $10,000 per traveler / $20,000 per trip), trip delay over 12 hours (up to $500 per ticket), baggage delay (up to $100/day for 5 days), lost or damaged luggage (up to $3,000), emergency evacuation & transport (up to $75,000), and travel accident insurance (up to $500,000). Reservations must be booked with the card or Ultimate Rewards points.
PrimaryAuto rental coverage▾
Primary collision damage waiver on eligible rentals when you decline the rental company’s coverage and pay with the card.
$500Purchase protection▾
New purchases covered against damage or theft for 120 days, up to $500 per claim and $50,000 per year.
+1 yrExtended warranty▾
Adds one year to eligible U.S. manufacturer warranties of three years or less.

Coverage is provided under Chase’s Guide to Benefits; limits, conditions and exclusions apply.

The latest changes to this card — newest first. Verified against issuer terms.

August 2026NEW

Welcome bonus drops to 75,000 points

Chase’s record-high 75,000-point welcome offer on the Sapphire Preferred ended July 30, 2026. New applicants now earn 75,000 bonus points after spending $5,000 in the first three months — still one of the strongest starter travel bonuses, just below the brief all-time high. The card kept its $95 annual fee after a mid-2026 benefits refresh.

June 2026NEW

Biggest refresh yet — same $95 fee

Chase added 3x points on gas & EV charging and on vacation rentals (Airbnb, Vrbo), doubled the annual hotel credit to $100, and added a $120 Global Entry/TSA credit plus a complimentary year of Apple TV+ — all with no annual-fee increase.

June 2026

Welcome bonus raised to 75,000 points

New cardholders can earn 75,000 bonus points after spending $5,000 in the first 3 months — up from the long-standing 60,000-point offer.

June 2026

The trade-offs: anniversary bonus & Hyatt transfers cut

The 10% anniversary points bonus is being eliminated, and the Hyatt transfer ratio drops to 4:3 for Sapphire Preferred — 1,000 Chase points now convert to 750 Hyatt points.

Advertiser Disclosure: MyCreditPerks may earn a commission when you apply through a link on our site, at no cost to you. Rankings and values are based solely on reward rates, fees, and estimated value — advertiser relationships never influence results. Reward values are estimates; verify current terms with Chase before applying.

Transfer Partners

Move your Chase Ultimate Rewards points 1:1 to these airline & hotel programs. (Hyatt transfers at 4:3 for Sapphire Preferred.)

United AirlinesSouthwest AirlinesBritish AirwaysAir France/KLMSingapore AirlinesAer LingusEmiratesIberiaVirgin AtlanticAir Canada AeroplanIHG HotelsMarriott BonvoyHyattAustrian Airlines