Updated September 2026|Facts Verified
Sources

U.S. Bank Altitude Connect

U.S. Bank · Visa · $0 annual fee

670
Min Score
17.49–27.49%
APR Range
0%
Intro APR · 15 cycles
No
Foreign Fee
$0
Annual Fee
Welcome Bonus
20,000 points
≈ $200 estimated value
After you spend $1,000 in the first 90 days.
Current welcome bonus: 20k · steady
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Full history
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How You Earn · points per $1
Travel
4x
Travel & gas / EV charging
Groceries
2x
Dining, groceries & streaming
Purchases
1x
Everything else

What you get with the card — tap a row for details.

Priority PassLounge access on a $0-fee card
A 12-month Priority Pass Select membership with 4 complimentary lounge visits per year (additional visits about $35 each). You must enroll at prioritypass.com/usbankaltitudeconnect. This is the headline perk — almost no other no-annual-fee card includes any lounge access at all.
$600Cell phone protection
Up to $600 in reimbursement if your phone is stolen or damaged, as long as you pay your monthly wireless bill with the card ($25 deductible).

Terms apply; verify current details with U.S. Bank before applying.

The latest changes to this card — newest first. Verified against issuer terms.

June 2026NEW

Annual fee is now $0

U.S. Bank dropped the Altitude Connect’s annual fee to $0 while keeping the Priority Pass membership and travel credits — making it one of the only no-fee cards in the country with airport lounge access.

2026

4 free lounge visits a year

Priority Pass Select membership includes 4 complimentary visits annually; after that it’s roughly $35 per visit. Enrollment is required — it isn’t automatic.

2026

The catch: no transfer partners

Points cap out at 1¢ each. If you want to turn spending into outsized airline redemptions, a Chase, Amex or Citi card will do more with the same dollars.

Advertiser Disclosure: MyCreditPerks may earn a commission when you apply through a link on our site, at no cost to you. Rankings and values are based solely on reward rates, fees, and estimated value — advertiser relationships never influence results. Reward values are estimates; verify current terms with U.S. Bank before applying.