Is your card’s annual fee worth it?
Enter your spending, count only the credits and perks you’ll use, and compare your card’s yearly value after its fee with the best no-fee option.
Choose the card you already have to see its benefits and estimate their value.
Monthly Spending
Dining out$/mo
Groceries$/mo
Travel$/mo
Gas & commute$/mo
Everything else$/mo
Perks worth using
Adjust each annual value to match what it is worth to you. Only checked benefits count toward your estimate.
Search for your card above to see its benefits.
Annual-fee check
Search for your card above to compare it with the best no-fee option.
Cards closed to new applicants aren’t ranked, but you can still pick one as your current card. Values are estimates from each card’s published earn rates and credits.