Chase Sapphire Preferred

Chase · Visa · $95 annual fee

Compare this card →View full details

700

Min Score

19.24–27.49%

APR Range

Foreign Fee

1.5¢

Per Point

$95

Annual Fee

Welcome Bonus

100,000 points

≈ $1,500 estimated value

After you spend $5,000 in the first 3 months. Offers change often — confirm the current bonus on Chase’s site before applying.

How You Earn · points per $1

Travel

Travel via Chase Travel℠ portal

Dining

Dining, incl. takeout & delivery

Groceries

Streaming, online groceries, gas & EV, vacation rentals

Purchases

All other travel

Purchases

Everything else

Tap the perks you actually use to track them — your picks are saved on this device.

Value you’ll capture$0 of $496

Tap the perks you’d use to see how much value you’d capture.

$100^yrChase Travel hotel credit▾

Up to $100 in statement credits each account anniversary year toward hotel stays booked through Chase Travel℠. Doubled from $50 in the June 2026 refresh.

$10^mDoorDash credits▾

Complimentary DoorDash DashPass membership plus up to $10 each month in non-restaurant DoorDash credits (about $120/year). Enrollment required.

$156 1st yrApple TV+ (1 year)▾

Complimentary Apple TV+ subscription for one year (about $156 value). New in 2026 — enroll through Chase and link an Apple ID by Dec 31, 2026.

$120^4yrGlobal Entry / TSA PreCheck▾

Up to $120 in statement credits for Global Entry, TSA PreCheck, or NEXUS application fees — reimbursed once every 4 years. New in the 2026 refresh.

14 transfer partners

Points worth ~1.5¢ via airlines & hotels. View partners →

No foreign transaction fees. Perk values are estimates of maximum annual value based on typical usage.

Insurance and coverage that come built in — no enrollment and no dollar credit to track. Tap a row for details.

IncludedTrip & travel insurance▾

Covers eligible trips paid with the card: trip cancellation & interruption (up to $10,000 per traveler / $20,000 per trip), trip delay over 12 hours (up to $500 per ticket), baggage delay (up to $100/day for 5 days), lost or damaged luggage (up to $3,000), emergency evacuation & transport (up to $100,000), and travel accident insurance (up to $500,000). Reservations must be booked with the card or Ultimate Rewards points.

PrimaryAuto rental coverage▾

Primary collision damage waiver on eligible rentals when you decline the rental company’s coverage and pay with the card.

$500Purchase protection▾

New purchases covered against damage or theft for 120 days, up to $500 per claim and $50,000 per year.

+1 yrExtended warranty▾

Adds one year to eligible U.S. manufacturer warranties of three years or less.

Coverage is provided under Chase’s Guide to Benefits; limits, conditions and exclusions apply.

The latest changes to this card — newest first. Verified against issuer terms.

June 2026NEW

Biggest refresh yet — same $95 fee

Chase added 3x points on gas & EV charging and on vacation rentals (Airbnb, Vrbo), doubled the annual hotel credit to $100, and added a $120 Global Entry/TSA credit plus a complimentary year of Apple TV+ — all with no annual-fee increase.

June 2026

Welcome bonus raised to 100,000 points

New cardholders can earn 100,000 bonus points after spending $5,000 in the first 3 months — up from the long-standing 60,000-point offer.

June 2026

The trade-offs: anniversary bonus & Hyatt transfers cut

The 10% anniversary points bonus is being eliminated, and the Hyatt transfer ratio drops to 4:3 for Sapphire Preferred — 1,000 Chase points now convert to 750 Hyatt points.

Advertiser Disclosure: MyCreditPerks may earn a commission when you apply through a link on our site, at no cost to you. Rankings and values are based solely on reward rates, fees, and estimated value — advertiser relationships never influence results. Reward values are estimates; verify current terms with Chase before applying.

Chase Sapphire Preferred

Biggest refresh yet — same $95 fee

Welcome bonus raised to 100,000 points

The trade-offs: anniversary bonus & Hyatt transfers cut

Transfer Partners