Privacy Policy

Overview

MyCreditPerks (“we,” “us,” or “our”) operates the website mycreditperks.com. This Privacy Policy explains how we handle information in connection with your use of this site. In short: we do not collect, store, or sell your personal information. This site is a free comparison tool — there is no account creation, no login, and no forms that capture personal data (other than our contact form, which is covered below).

Information We Do Not Collect

We do not collect your name, email address, mailing address, phone number, financial information, Social Security number, or any other personally identifiable information through your normal use of this site. The rewards calculator on this site runs entirely in your browser — your spending inputs are never sent to our servers.

Affiliate Links & Third-Party Tracking

MyCreditPerks earns compensation when you click “Apply Now” links and are approved for a credit card. These links go to the card issuer’s website or an affiliate network (such as CJ Affiliate or FlexOffers) that tracks referrals on our behalf.

When you click an affiliate link, those third parties may place cookies on your browser to track whether you completed an application. We do not control these cookies, and their use is governed by the privacy policies of the respective card issuers and affiliate networks. We encourage you to review those policies before applying.

• CJ Affiliate (Commission Junction): cj.com/legal/privacy
• FlexOffers: flexoffers.com/privacy-policy

Cookies

This site may use cookies in the following limited ways:

• WordPress session cookies — standard cookies set by the WordPress platform that manage basic site functionality. These do not identify you personally.
• Affiliate tracking cookies — set by third-party affiliate networks when you click an “Apply Now” link, as described above.

You can disable cookies at any time through your browser settings. Doing so will not affect your ability to use the calculator or browse the site.

Contact Form

If you reach out to us using the contact form on our Contact page, we will receive your name, email address, and the message you submit. This information is used solely to respond to your inquiry and is not shared with third parties, used for marketing, or retained beyond the scope of your correspondence.

Third-Party Links

This site contains links to third-party websites (card issuers, affiliate networks, and others). Once you leave mycreditperks.com, this Privacy Policy no longer applies. We are not responsible for the privacy practices of those sites and encourage you to read their policies.

Children’s Privacy

This site is not directed at children under the age of 13. We do not knowingly collect any information from children.

Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be reflected on this page with an updated “Last updated” date. We encourage you to review this page periodically.