Updated October 2026|Facts Verified
Sources

United℠ Explorer Card

Chase · Visa · $150 annual fee

690
Min Score
19.74–28.24%
APR Range
—
Intro APR
None
Foreign Fee
$150
Annual Fee
Welcome Bonus
up to 80,000 bonus miles
One-time miles bonus
70,000 miles after you spend $3,000 in the first 3 months, plus 10,000 for adding an authorized user.
Welcome bonus, last 9 mo: 60k · at all-time high
JFMAMJJASOND
Full history▾
Know the moment this bonus changes
We will email you on any United℠ Explorer Card bonus or benefit change.
Almost done. Check your inbox and click the confirmation link to start your alerts.
Opt in to multiple cards · unsubscribe anytime · Privacy Policy
How You Earn · miles per $1
United Flights
9x
United flights
Dining
2x
Dining
Hotels
2x
Hotels
Everything else
1x
Everything else

What you get with the card — tap a row for details.

BagFree first checked bag▾
A free first checked bag — often for you and companions on the same reservation — can cover the annual fee in a couple of trips.
TSAGlobal Entry credit▾
Get reimbursed for your Global Entry or TSA PreCheck application fee via statement credit.
PriorityPriority boarding▾
Priority boarding gets you and your bags settled before the crowd.

Terms apply; verify current details with Chase before applying.

The latest changes to this card — newest first. Verified against issuer terms.

October 2026NEW

Elevated to up to 80,000 miles

Starting October 1, United raised the Explorer Card welcome offer to up to 80,000 miles: 70,000 after you spend $3,000 in the first 3 months, plus 10,000 for adding an authorized user. Limited-time offer.

Advertiser Disclosure: MyCreditPerks may earn a commission when you apply through a link on our site, at no cost to you. Rankings and values are based solely on reward rates, fees, and estimated value — advertiser relationships never influence results. Reward values are estimates; verify current terms with Chase before applying.

Transfer Partners

Chase ThankYou points transfer 1:1 to these airline & hotel programs.

Air France/KLM Flying BlueAvianca LifeMilesCathay PacificEmirates SkywardsEtihad GuestEVA AirJetBlue TrueBlueQantasQatar Privilege ClubSingapore KrisFlyerThai Royal OrchidTurkish Miles&SmilesVirgin AtlanticAccor Live LimitlessChoice PrivilegesWyndham Rewards