Chase Freedom Unlimited

Chase · Visa · $0 annual fee

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670

Min Score

18.24–27.74%

APR Range

Intro APR · 15 mo

Foreign Fee

Annual Fee

Welcome Bonus

$200 cash back

Low spend to unlock

After you spend just $500 in the first 3 months — one of the easiest welcome bonuses to earn. Chase runs limited-time offers up to $250, so check before you apply.

How You Earn · cash back per $1

Travel

Travel booked through Chase Travel℠

Dining

Dining, incl. takeout & delivery

Drugstores

Purchases

1.5%

Everything else

What you get with the card — tap a row for details.

3 moComplimentary DoorDash DashPass▾

Three months of complimentary DashPass, then 50% off for the following nine months. Activate by the deadline shown in your Chase account.

XR ptsPairs with Sapphire for transfers▾

Your “cash back” is actually Chase Ultimate Rewards® points at 1¢ each. On its own the card can’t transfer to airlines — but if you also hold a Sapphire Preferred, Sapphire Reserve or Ink Business Preferred, you can pool the points and transfer them 1:1 to travel partners, often worth well over 1¢ apiece.

3%Foreign transaction fee — heads up▾

This card charges 3% on purchases made outside the U.S. Use a no-FX card (like the Sapphire Preferred) when you travel abroad.

Terms apply; verify current details with Chase before applying.

Insurance and coverage that come built in — no enrollment required. Tap a row for details.

$1,500Trip cancellation & interruption▾

Up to $1,500 per person and $6,000 per trip in non-refundable, pre-paid travel expenses if your trip is cut short or cancelled for a covered reason — as long as the trip was paid for with the card.

SecondaryAuto rental coverage▾

Secondary collision damage waiver on eligible rentals when you decline the rental company’s coverage and pay with the card (primary when renting for business purposes).

$500Purchase protection▾

New purchases covered against damage or theft for 120 days, up to $500 per claim and $50,000 per account.

+1 yrExtended warranty▾

Adds one year to eligible U.S. manufacturer warranties of three years or less.

Coverage is provided under Chase’s Guide to Benefits; limits, conditions and exclusions apply.

The latest changes to this card — newest first. Verified against issuer terms.

May 2026NEW

Welcome bonus back to $200 after the $250 offer ended

Chase ran a limited-time $250 bonus (on just $500 of spend) that expired April 30, 2026. The standard offer is now $200 after $500 in the first 3 months — still one of the lowest spend requirements of any card we track.

2026

Lyft bonus extended through September 2027

The 2% back on Lyft rides booked in the app now runs through September 30, 2027, up from the previous 2025 expiration.

2026

5% on Chase Travel remains the card’s best rate

Booking flights, hotels and rental cars through the Chase Travel℠ portal still earns 5% back — the highest rate on the card, and a reason to pair it with a Sapphire card for transfer-partner access.

Advertiser Disclosure: MyCreditPerks may earn a commission when you apply through a link on our site, at no cost to you. Rankings and values are based solely on reward rates, fees, and estimated value — advertiser relationships never influence results. Reward values are estimates; verify current terms with Chase before applying.