Affiliate Disclosure

How we make money — and why it doesn’t affect our recommendations.

Last Updated: April 2026

Our Commitment to Transparency

MyCreditPerks is an independent credit card comparison website. We are committed to providing honest, accurate, and unbiased information to help you make informed financial decisions.

How We Make Money

Some of the credit card offers that appear on MyCreditPerks are from companies from which MyCreditPerks may receive compensation. This compensation may impact how and where products appear on this site, including the order in which they may appear. However, this compensation does not influence our editorial content, card rankings, or recommendations.

MyCreditPerks may earn a commission when you click on a link and are approved for a credit card. This comes at no additional cost to you — issuers pay us a referral fee as a marketing expense, and it does not affect the terms, rates, or bonuses of any card you apply for.

What This Means for You

  • Our calculator rankings are not influenced by affiliate relationships. Cards are ranked solely based on the reward rates, annual fees, and estimated value for your specific spending profile.
  • We do not accept payment to rank a card higher. The #1 result in your calculation is the card that genuinely returns the most value for your inputs — not the one that pays us the most.
  • Not all cards we compare have affiliate relationships. Some cards appear in our calculator and comparisons without any compensation to MyCreditPerks.

Third-Party Affiliate Networks

MyCreditPerks participates in affiliate programs operated by third-party networks. These networks may place tracking cookies when you click an affiliate link. You can opt out of interest-based advertising through the Digital Advertising Alliance or Network Advertising Initiative.

Editorial Independence

Our editorial team operates independently from our business and partnerships teams. Card data, reward rates, and rankings are researched and maintained separately from any commercial relationships.

If you have questions about our affiliate relationships or how we make money, please contact us at contact@mycreditperks.com.